Aditya Birla Health Insurance Renewal

Aditya Birla Health Insurance Co. Ltd. is a health insurance company established in 2016. A part of Aditya Birla Capital Ltd., the insurer offers health insurance policies for chronic care and overall wellness. With over 10,000 network hospitals across India, it is one of the reputed private health insurance companies in India.

Claim settlement ratio 94%

NCB* 50%, up to 100% of SI*

PED Waiting^# 48 months

Network Hospital 6500+

Renew your policy on time to avoid additional costs

Our expert advisors will assist you in the process

Top Plans

Aditya Birla Health Insurance Plan(s)	Plan Type	Entry Age
Activ Fit	Plan Type : Base Product	Entry Age : Minimum 91 days
Activ Assure Diamond	Plan Type : Base Product	Entry Age : 91 days to 65 yrs
Activ Health - Platinum (enhanced + essential)	Plan Type : Base Product	Entry Age : Minimum 91 days

Policyholders of Aditya Birla Health Insurance Plans must renew their insurance policies every year before expiry to enjoy continuous and uninterrupted services/coverage and other advantages. Aditya Birla Health Insurance Policy Renewal is a simple and hassle-free process that can be done online or offline.

Steps to follow for Aditya Birla Health Insurance Renewal Process

A. Online Renewal Process

Visit the official website of Aditya Birla Health Insurance Company or use the Aditya Birla Health Insurance app for policy renewal
Fill out a basic form for policy renewal by submitting details like the name of the policyholder, DOB, etc.
Once your policy details are authenticated, you will be redirected to make the renewal payment amount through online payment gateways. You can pay using a Credit/Debit card, net banking, UPI, etc.
Your health insurance policy will renew immediately, and you will receive a digitally signed policy document on your email. Check the details well for any mistakes and save a copy of the document for reference

B. Offline Renewal Process

For offline renewal of the Aditya Birla Health Insurance Plan, visit the nearest branch of the insurance company
Go to the customer support desk for the required assistance
Submit the necessary documents as stated and make the payment

Alternatively, you can contact the insurer's customer support and ask them to send a representative home to complete the process and renew the policy.

Benefits of Timely Renewal

Option of lifelong renewability – By renewing the Aditya Birla Health Insurance policy before expiry, you can have continuity of coverage for a lifetime and may use the coverage whenever required to save healthcare expenses.

No Claim Bonus (NCB) – By renewing the Aditya Birla Health Insurance policy regularly, you can continue to avail of the NCB benefits uninterruptedly. NCB benefit is a discount offered by insurance companies to policyholders for every claim-free year

Customize Coverage – By renewing the Aditya Birla Health Insurance Policy Online, you can customize your healthcare coverage by adding or removing add-ons as per your requirement

Common Renewal Issues and Solutions

Increase in Premium – With the increase in healthcare costs every year, the cost of health insurance premiums also rises. There are a few tips to follow to ensure that the rising cost of premiums doesn't affect you. You may select a plan that suits your pocket so that you don't get burdened by the premium, and it can be paid easily. Also, you may look for policies and insurance providers offering discounts on policies to lower the premium.

Add-Ons – Availing and paying for the unnecessary add-ons that you may not require may increase the premium and hurt your budget. So, you may lower the premium by removing and re-considering add-on covers depending on your requirements. You may eliminate the add-ons that you think you no longer require and may include any other add-ons to enhance your policy coverage.

Lapsed Policies – Like other insurance policies, mediclaim policies also expire if not renewed on time. However, insurers offer a grace period to the policyholders for 15-30 days to renew a policy after its expiry date. Policies that are not renewed within this period will lapse, and the policyholder will be devoid of all benefits, including accumulated NCB benefits. In such a situation, to reinstate a lapsed policy, you may get in touch with the customer support of the insurer to follow a specific process and pay a fine to reinstate it.

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Tips for a Smooth Renewal

Reminders – It is likely that you may forget your health insurance renewal dates and miss out on paying the premium. In such cases, setting up remainders is the best thing to do for timely renewal of the policy. You may set a reminder on your phone or any other digital tool for this purpose.

Review sum insured – The sum insured or coverage requirement of your policy keeps changing with the changing times and your healthcare requirements. At the time of policy renewal, you can review your insurance coverage and adjust as per the need of the hour. This is also the perfect time to add or remove add-ons per your health condition.

Conclusion

Keeping a tab on the expiry date of your health insurance is essential to enjoy continued coverage of your healthcare policy. Missing out on the renewal date and the grace period might cause you extreme loss in terms of NCB and other benefits. Hence, it is important to renew the policy by paying the premium on time.

Policyholders of Aditya Birla Health Insurance can choose a multi-year policy of health insurance for a period of 1, 2, and 3 years. They can also avail of flexible payment and easy online/offline payment options.

Frequently asked questions

Follow the steps below to renew Aditya Birla Health Insurance online:

Log on to the official website of Aditya Birla Health for instant renewal from your smartphone or laptop. Alternatively, you may use the Aditya Birla Health Insurance app
Fill out a basic form for policy renewal by submitting details like the name of the policyholder, DOB, etc.
Once your policy details are authenticated, you will be redirected to make the renewal payment amount through online payment gateways. You can pay using online payment modes like Credit/Debit card, UPI, etc.
Your health insurance will renew immediately, and you will receive a digitally signed policy document copy in your email. Check the details well for any mistakes and save a copy of the document for reference

Your Aditya Birla Health Insurance Policy will allow you to enjoy an NCB of 50% on the sum insured for every claim-free year, which may go up to 100%. By renewing the health policy of Aditya Birla Health Insurance, the insured can make sure that the NCB benefits stay intact and that they continue enjoying their benefits without any disruption.

To ensure that your Aditya Birla Health Insurance premium amount doesn’t change or rise drastically at the time of policy renewal, you may customize the policy depending on your needs and pocket. You may remove the add-ons that you no longer require. This will lower the premium amount.

A grace period of 30 days is provided under Aditya Birla Health Insurance policy. A policyholder may renew their health insurance plan during the grace period to avoid a lapse of the policy.

If you are renewing your Aditya Birla Health insurance policy online, you will receive a confirmation email on your registered email ID. You may also check the policy status online or offline to ensure that your policy is renewed.