All You Need To Know About Car Insurance In Digilocker

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Updated on Jul 13, 2022

When you are driving on the Indian roads one of the most crucial obligations for you would be to keep your documents handy with you at all times. This is because you may have to show them at any time when a traffic police officer asks for the same at a signal or elsewhere. As such, it can be rather difficult to remember all these things – to keep them in mind. This is where a Digi locker can be what the doctor ordered for you. The DigiLocker allows you to carry all your papers with you digitally. This is an initiative of the Ministry of Electronics and Information Technology.

This particular facility lets you access authentic documents. You need to know how to get driving license on DigiLocker. The Information Technology (Preservation and Retention of Information by Intermediaries Providing Digital Locker Facilities) Rules, 2016, states that digital papers would be considered just as valid as physical documents. The thing with this service is that it is available on the internet as well as on mobile platforms. You can easily upload the likes of your registration certificate, driver’s license, and e-Aadhaar using this particular service. On top of that, you can import papers that have been issued by educational, insurance, and financial organizations that have registered with the service.

What should you know about DigiLocker?

The Digi lockers can be described as smartphone apps that let drivers carry their driving papers in a digital format. This is one of the major advantages of digital locker. However, please understand that we are not talking of scanned versions of the aforementioned papers over here. On the contrary, it is the officially authorized digital format of these documents that we are referring to. These are legal papers and are liable to be accepted as such by government employees as well as the transportation authorities.

As we have said already, this is a brainchild of the Ministry of Electronics and Information Technology. The Digi Locker program can digitize the information of a motorist from VAHAN and this includes critical documents such as their RCs (registration certificates) and driving licenses.

What are the benefits of DigiLocker?

The government has increased the fines for traffic offenses. This happened after the Motor Vehicles Act in the Motor Vehicles (Amendment) Bill was revised back in 2019. This includes fines for not possessing the right documents with oneself when a traffic cop asks for the same.

This is why it is so important that you know how to store documents in DigiLocker. The government is however permitting drivers to show these documents online to make life that much easier for people who own vehicles and drive them regularly as well. This includes the likes of your driving license, RC, and PUC (pollution under control) certificate, among others. This is an important step because the sanctions for being caught without proper documents are now much tighter. As we have said already, these changes were brought about following a revision in 2019. If you are caught driving without a valid driver’s license you would now have to pay a penalty of 5000 rupees.

This is a massive increase from what it was earlier. So, now we can assume that you would have understood how critical the Digi Locker program is. They are extremely handy because they let you have the papers you need with yourself on the road at all times. This also removes the burden of having to carry these documents with you at all times from your shoulders. This is a major convenience in the truest sense of the words.

What is the best way to store documents in the DigiLocker?

Do you want to know how to get driving license on DigiLocker? Do you wish to know how to do so with other documents too? Well, in this case, you would be happy to know that the method of doing so is rather straightforward. You first have to sign up for the program by using your Aadhaar number. After that, you would have to use the registered database to get the papers that are necessary in this case such as your driving license and RC. The good thing with the program is that almost all the car insurers in India have linked with the same.

This means that as a policyholder you would be able to save all your digital car insurance policy documents. This includes the paperwork for your two-wheeler policy as well. Among all the advantages of digital locker, there is something that you are supposed to know. Your PIC (personal injury collision) insurance document is not meant to be saved over here. This is why you would have to get a physical copy of the same. So, as you can see for yourself, when you have the DigiLocker you can drive peacefully on the roads knowing that you do not have to carry the hard copies with you at all times.

Also Read: How to Check Car Insurance Status Online on Parivahan Sewa/ RTO?

Conclusion 

So, you need to know how to store documents in DigiLocker. This is because the DigiLocker lets you carry all the important papers such as your RC and driving license. As we have said already, the fines for making a mistake in this regard have increased now. Plus, such software also makes it so much more convenient for you to carry all the documents with you at all times. It is so handy that it is incredible.

These days, we can access almost everything by just touching a few buttons. So, you must know how to get driving license on DigiLocker. Doing this makes perfect sense. After all, these papers are critical, and storing them digitally means that we can retrieve them quickly as and when we need them. Thus, it cannot be denied that the national government has done a great job as far as this particular facility is concerned. It has made issuing and verifying these documents so much easier. They are the best way to stay away from the stricter punishments and higher fines being levied by the traffic authorities these days.

Feb 13, 2022
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PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.

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