Care Health Insurance Renewal

Care Health Insurance is a private insurance company in India that was established in 2012. Formerly known as Religare Health Insurance Company Ltd., Care Health Insurance is the country's second-largest standalone health insurance provider. With 21,000+ network hospitals nationwide offering cashless hospitalization and a range of health plans to choose from, Care Health Insurance is one of the top health insurance companies in India. To avail of the continued benefits of Care Health Insurance policies, it is necessary to renew the plan regularly before its expiration date.

Claim settlement ratio 100%

NCB* 50%, up to 100% of SI*

PED Waiting^# 48 months

Network Hospital 22900+

Renew your policy on time to avoid additional costs

Our expert advisors will assist you in the process

Top Plans

Care Health Insurance Plan(s)	Plan Type	Entry Age
Care Plus	Plan Type : Base Product	Entry Age : 36+
Care Classic (Insta)	Plan Type : Base Product	Entry Age : 91 days to 65 yrs
Care Supreme	Plan Type : Base Product	Entry Age : Minimum 90 days
Care Advantage	Plan Type : Base Product	Entry Age : Minimum 90 days

Steps to follow for Care Health Insurance Renewal Process

A. Online Renewal Process

To renew your insurance online, you can follow the simple and hassle-free steps mentioned below:

Visit the official portal of Care Health Insurance Company
Click on the ‘renew’ policy section and submit details like Policy Number, Contact Number, and DOB
Next, submit the captcha and click on ‘Renew’
Now, make the payment through any of the online payment gateways
You will receive the documents of your policy renewal on your registered email ID immediately after the successful premium payment

B. Offline Renewal Process

Care Health Insurance policy can be renewed offline by calling 1800-102-6655, the toll-free number of Care Health Insurance.

You can also visit a nearby Care Health Insurance branch to renew your policy.

Benefits of Timely Renewal

Renewing Care Health Insurance Policy on a timely basis allows the continuity of coverage for policyholders so that they can have access to the policy whenever any medical emergency appears.
Timely renewal supports the policyholder in enjoying the benefits of the No Claim Bonus (NCB) continuously and availing of a discount for every claim-free year.
By renewing the Care Health Insurance Policy online, policyholders can enhance coverage by adding or removing add-ons per their changing health requirements.

Common Renewal Issues and Solutions

Changes in premium amount – The premium of your policy might change at the time of policy renewal. This is because of the rise in medical inflation. If the premium price of the existing policy seems unreasonable, you may look for a plan to limit this rise in premium as per your pocket.

Re-evaluate insurance needs – Your insurance needs may change with time and health requirements. It is advisable to consider your insurance needs when renewing your plan. You may opt for a high sum insured and adjust other needs as per requirement.

Re-evaluate add-ons - Add-ons are available to make a health insurance policy comprehensive. However, if you think that you have included some add-ons that you do not need and that have contributed to the rise in premium, you may re-evaluate the same and add or remove add-ons accordingly.

Policy lapse – Not renewing a health insurance plan on the due date might cause it to lapse. A grace period of 15-30 days is allowed by most insurers to renew a policy. Not renewing your plan beyond that duration might cause it to lapse, and you will lose all the benefits.

Choose health Insurance Companies For Renewal

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HDFC ERGO Health Insurance Renewal

Niva Bupa Health Insurance Renewal

Tata AIG Health Insurance Renewal

Royal Sundaram Health Insurance Renewal

ICICI Lombard Health Insurance Renewal

Bajaj Allianz Health Insurance Renewal

Tips for a Smooth Renewal

To make sure that you do not face any hassles with renewing your health insurance policy, you may consider the below tips:

Reminders – Being busy with your daily activities, work, and chores makes it difficult to remember the date of policy renewal. Hence, it is important to set reminders and keep track of the policy renewal date so that you do not miss out on availing of the continued benefits of the policy.

Review sum insured – Health insurance premiums change with the change in time. The coverage you had in the previous year may not suffice in the current year. Hence, it is essential to assess the current healthcare needs at the time of renewing your policy so that you can make an informed decision.

Conclusion

Renewing your health insurance premium on time before policy expiry is important to enjoy the continued benefits under the plan, such as NCB benefits, benefits of the waiting period, etc. However, you may note that the premium paid at the time of renewal of the policy may be different from the one you paid in the previous year.

Policyholders of Care Health Insurance can renew health insurance plans after 1 year of regular policy. They also have the flexibility to renew the policy for 2 to 3 years to enjoy a constant premium throughout the policy term.

Frequently asked questions

Visit the official portal of Care Health Insurance Company

Click on the 'renew' policy section and submit details like Policy Number, Contact Number, and DOB
Next, submit the captcha and click on 'Renew'
Now, make the payment through any of the online payment gateways
You will receive the documents of your policy renewal on your registered email ID immediately after successful care health insurance renewal online payment

Policyholders have the flexibility to avail of yearly and multi-year health insurance plans

Policyholders can either opt for an individual or family health insurance policy as per their requirement
The claim procedure is easy and hassle-free. Care health insurance is known for quick claim settlement
Care Health Insurance plans are comprehensive and budget-friendly
There are several add-ons which can be availed of under Care Health Insurance

To track your claim status, you can visit the Care Health Insurance portal, or you may contact customer care at 1800-200-4488. You just need to submit your policy number to check the claim details.

Care Health Insurance policies provide a grace period of 30 days for renewing the policy.

You can check the claim status of your Religare health insurance renewal online by visiting the official website of the insurer. You may also contact customer service at 1800-200-4488 with your policy number to check claim details.