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The pandemic has rocked the world and made us realize the importance of buying a health insurance policy. Offering oodles of benefits to the policyholder, health insurance plans save one from the financial burden caused in case of some health emergency. Every single day, the health insurance sector is expanding its arena by offering special plans and coverage to consumers. One such lucrative cover to consider when buying the best health insurance plan is the Dengue cover.
So, is Dengue covered under mediclaim? Let’s know about it in this article. But before talking about health insurance cover for dengue, it is imperative that one knows about dengue fever.
With the monsoon comes the season of various diseases, especially the ones that take place due to mosquito bites. One such disease that waits for the onset of monsoon to spread its wings is dengue fever. Caused due to the bite of the Aedes mosquito, dengue fever shows traits similar to common flu with other symptoms like high fever, fatigue, vomiting, severe headache, and body rash. If not treated on time, dengue may drop the blood platelet count in the patient. It leads to the need for hospitalization resulting in heavy medical expenses for the patient all of a sudden. To avoid such a financial burden, one must be ready with a backup plan in the form of a health insurance plan for dengue. So, is dengue covered in health insurance? Let us find out more about it.
Having understood what is Dengue, it is obvious for anyone interested in buying a health insurance policy to look up for a dengue cover. Presently, all the reputed health insurers are providing health insurance plans with a proper dengue cover to offer financial aid to the policyholder. Dengue coverage comes under the Standard Vector-Borne Disease Health Policy or IRDAI. According to this policy, all vector-borne diseases like Dengue, Malaria, Chikungunya, Filaria, Zika virus, Napa virus, Kala-Azar, and Japanese Encephalitis can be covered under health insurance plans.
Although the milder cases of dengue may be treated through painkillers, and a healthy diet. Sometimes, dengue fever may need procedures like blood transfusions during hospitalization. These expenses are naturally capable of poking a hole in the pocket of a person. So, keeping this in mind, dengue coverage is now a prominent part of the health insurance sector.
If you are still not sure about the need for a dengue cover, worry not! Reading the following benefits of an insurance plan with a dengue cover will convince you for sure:
Have a look at the features of a health insurance plan with a dengue cover:
Now, that you have learned about what is covered under a dengue health insurance plan. It is time to also have a look at what is excluded from a dengue health insurance plan:
Enough talking about why it is important to get dengue covered with your health insurance. It is time that you learn about the best health insurance for dengue. Have a look at some of the most popular health insurance plans with a dengue cover:
Also Read: Top 10 Most Dangerous and Deadliest Diseases in India
Conclusion
Can we now assume you got the answer to the question is dengue covered in health insurance?While buying one such insurance coverage, make sure you do a thorough research to examine the features and benefits of various health plans. Also, keep in mind that there is no health insurance plan that offers an instant dengue coverage, as they all usually offer the benefits as per the policy waiting period.
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PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
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