Do’s and Don’ts in Road Accidents – Things One Should and Should not Do Immediate After the Road Accident

While on the road, you are not sure what happens next. One slight mistake might lead to an accident. And when an accident strikes, be it a minor or a major one, it is likely to create a grave situation for the people involved. 

It is predicted that more than 50 road accidents in India takes place on an hourly basis. In fact, the frequency of accidents in the country is too high. Hence, it becomes pertinent for everyone driving a vehicle on the road to have the right information of what exactly has to be done in case of an accident. Do you know the do’s and don’t to be followed in the event of striking an accident in the road?  If not, read on to know the details.

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Do’s to Consider After a Road Accident

Here are the 5 things one should DO after a road accident:

1. Look for any severe injury

Once you feel better and are out of the shock, check for any other injuries. There may not be a bleeding for all kinds of injuries, so move your body and check if the arms and legs are easily movable or if you find strain in moving them etc.

2. Get first aid to control bleeding

If you are wounded heavily and the wounds are bleeding, you must use whatever means possible in your first aid to obstruct the flow of blood from the injury.  You may tie a cloth in the open wound just an inch above the exact location of the cut. Pressing the wound directly with a cloth might also help. Always use palm of your hand rather than fingers and put pressure on the wound to stop the blood that is coming out.

3. Make calls to seek help at the earliest

If the accident has caused injuries to multiple people which is unable to manage with first aid, you must look for help in the vicinity by calling the locals nearby. Also, call for ambulance as soon as possible.

4. Make the necessary calls

There are some necessary calls that needs to be made after an accident. The first among them is of course calling for medical help or ambulance. The next call you should make is to the police so that you can get the FIR report on the road accident, and the final call has to be made at the insurance company helpline.

5. Take photographs of the accident scene

After making sure that the immediate medical needs are taken care of, you may start clicking photographs of the accident scene for sharing it with the insurer and police for raising a claim.

Don’ts to Consider After a Road Accident

Here are the 5 things one should not DO after a road accident. Let’s check the don’ts now:

1. Don’t Fled the Accident Scene

Irrespective of the magnitude of the accident, i.e., whether it is serious or not, one should never leave or run away from an accident scene that the person is involved in. More so, abandoning casualties which could have been saved is a further heinous crime. In fact, that could charge a person for a Hit and Run case and can lead to his/her imprisonment.

2. Never Panic in such a situation

Yes, everyone panics in such serious situations of accidents. But the advice is one should try to stay calm and help others.

3. Don’t Fall into Blame Game After an Accident

Accidents cause severe injuries and damages to people and property. However, rather than blaming each other and adding to the panic situation, it is better to handle the situation and provide aid to the needy.

4. Don’t Go for Settlement if there is no Insurance Representative

Going for settlement in an accident with evidently no fault of yours might offer you low-settlement costs. This may not serve your purpose well. Hence, go for a settlement only in the presence of an insurance representative. Don’t get duped by verbal-on-the-spot settlements.

5. Don’ts in case of Severe Physical Injuries

• Never try to remove any object that is stabbed in the body of the injured as removing it might increase bleeding. The object might be obstructing the flow of blood that is coming out and hence let only a medical professional do it
• If the injured has received any neck injury, try not to move the person’s neck. This is especially in case of serious mishaps and if the neck is at an abnormal angle, it is better not to move that person
• Don’t Feed anything including water to the Injured as you are not sure of the extent of the injuries that the person has suffered. In fact, feeding anything could choke the person if there are jaw injuries

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To Sum Up

Though no one like to get involved in an accident, but if you happen to be a party in it, try to provide as much help as possible. Rather than getting into whose fault and who’s not, it is better to handle the situation well and support those who need immediate medical attention.

Rest, as far as claims for treatment of third-party injury and damages are concerned, you can rely on your insurance company for the same. You may have to provide the cost initially for damages and injuries of third-party and can later raise claims for the same.

Having a comprehensive insurance will help in this regard to compensate you for the expenses. However, it is necessary to drive safe and avoid accidents. Most third-party insurance plans also come with a Personal Accident (PA) cover that allow coverage to owner/driver, which one must avail compulsorily by paying a nominal price. This way the insured can claim for a fixed amount if they are injured in the accident. But, overall try as much as possible to be alert while driving and avoid the causes of road accident.

Related Articles by PayBima

• What is a Hit And Run Accident and How to Handle It
• What Is a Personal Accident Insurance Scheme?
• Should File a Car Insurance Claim for Minor Accident?

 

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