10 Amazing Benefits of Dry Dates (Chuara) in Daily Life | PayBima
2071
7 min read
The best part about getting health insurance for you and your loved ones is that you never have to worry about bearing the financial burden of healthcare costs in case of emergencies. And to make the process even more smooth for you is the exclusive advantage of cashless hospitalization provided by most insurers. This facility can be availed at any of the network hospitals near you, which is provided by your insurance company.
However, it cannot be ignored that medical emergencies can come in uncalled for anytime, anywhere. What if you don’t have access to one of your insurer’s network hospitals at that time? Treatment cannot wait and so you’d need to avail whatever best you have at your disposal at the time. Your insurance company would, however, reimburse the costs borne by you at a non-network hospital up to the limit covered by your insurance plan.
For this, your insurer would ask you to simply fill out a health insurance reimbursement form, a simple document with all the details of your treatment and the costs borne therewith. Read on to know more about this form and how exactly to fill it out in case you ever have to.
As stated above, your insurance company may require you to fill out a reimbursement form in case you did not avail of cashless hospitalization at one of the network hospitals of the insurer. This form is generally handed over to the patient after they have been discharged from the hospital. The patient must submit this claim reimbursement form, along with the other relevant documents, to their insurance company within 15 days of being recharged, after which the company may not entertain your reimbursement claim request.
Here’s how you can complete your claim reimbursement form easily and without making any mistakes:
You would need to submit the relevant details such as the policy number, your name and contact details.
This would include filling out the insurance company’s name under which the patient is covered, the policy number of that health insurance plan, and the total sum insured under that plan. Besides, you may also need to furnish details about prior hospitalization history, if any, and any prior record of insurance coverage for the hospitalization.
You would need to fill out the name of the insured, their relationship with the primary insured person under the policy, their contact details, and their occupation.
You’d be required to collect all original reports for the treatment from the hospital, right from the date of admission until the date of filing the claim. You’d also need all original receipts of hospital bills for all tests conducted as well as pharmacy bills. In case you have any receipts of lump sum cash benefit received from the insurer, attach those as well along with the other documents.
The claim amount would need to be computed based on the pre-hospitalization costs incurred, the expenses borne during the hospitalization of the insured patient, the post-hospitalization costs incurred for the patient, as well as any other costs involving use of ambulance or any health check-ups performed (if applicable).
The insurer would require you to provide your bank name and branch, bank account number, IFSC code, PAN details, and Cheque/DD details.
Make sure to look through the entire form again once you have completed filling it. At the end, the insured would need to provide their signature and mention the date of filing the claim. Also ensure that Part-B of the form (as described in the above section) has been duly filled in by the hospital.
Also Read: Reimbursement and Cashless Claims Procedure for Health Insurance Policies
To Conclude
The health insurance claim reimbursement form is long and may require several details to be furnished. However, these details are required by the insurer in order to process your claim successfully. Make sure to provide all accurate and complete information in the form. In case of any doubt, do not hesitate to get in touch with your insurance company. For the best health insurance plans, check up online and read all the policy documents carefully before selecting one for your requirement.
Browse PayBima Blogs to read interesting posts related to Health Insurance, Car Insurance, Bike Insurance, Term Life Insurance, and Investment section. You can visit PayBima to Buy Insurance Online.
PayBima Team
PayBima is an Indian insurance aggregator on a mission to make insurance simple for people. PayBima is the Digital arm of the already established and trusted Mahindra Insurance Brokers Ltd., a reputed name in the insurance broking industry with 17 years of experience. PayBima promises you the easy-to-access online platform to buy insurance policies, and also extend their unrelented assistance with all your policy related queries and services.
AYUSH treatments have recently generated massive popularity as an emerging branch of medicine. Looking at the increasing demand for the treatment, it has become imperative.
The year 2024 started with some groundbreaking measures and initiatives in the health insurance sector to facilitate policyholders with better health coverage and benefits. One.
Our knee is an important joint in the entire musculoskeletal system. The support and strength of the knee are pivotal for fluid movement and locomotion..
Updated on Jan 30, 2024 Understanding how OPD and IPD are two different terms in medical science, their coverage in health insurance plans and the.
Updated on Jan 23, 2024 February 10 marks the National Deworming Day observed every year across India. Let us understand the importance of deworming and.
Insurance is an indispensable requirement. However, not everyone can afford individual medical insurance to stay covered against major uncertainties, especially after retirement. If that is.
Updated on Feb 22, 2024 World Cancer Day aims at educating people and spreading awareness about detecting cancer and its prevention and treatment. Let us.
Updated on Jan 23, 2024 Rare Disease Day is an occasion observed on the last day of February every year. This year February 28 marks.
Cancer is a disease that needs no introduction. We all know how deadly the disease is and how rapidly it is spreading across the world,.
Updated on Jan 30, 2024 What is Insurance Regulatory and Development Authority (IRDA)? - Know in Detail The Insurance Regulatory and Development Authority of India.
Speak to our advisor
Mahindra Insurance Brokers Limited (A Mahindra Group Company) - Unit-202, A-Wing, 2nd Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, LBS Marg, Kurla West, Mumbai - 400070. Tel: +91 22 66423800
Licenced by IRDAI License No. 261; License Validity : 17-05-2025; Category : Composite Broker; CIN : U65990MH1987PLCO42609 Member of Insurance Brokers Association of India (IBAI).
Insurance is the subject matter of solicitation.
For a seamless experience, use the latest version of Chrome/Firefox/Internet Explorer.
Copyright © 2024 Mahindra Insurance Brokers. All Right Reserved.
Verify your number to activate your best premium offer
Please enter the OTP sent to XXXXXX 4099 to continue